When In-Laws Play Favorites with Money: A Down-to-Earth Guide

When In-Laws Play Favorites with Money: A Down-to-Earth Guide
Photo by Nathan Anderson / Unsplash

Let's face it – dealing with in-laws can be tricky enough, but when money gets involved? That's when things can get complicated. If you've ever felt like your in-laws are playing favorites with their financial support, you're not alone. Let's talk about what this looks like and how to handle it without losing your mind.

What Do We Mean by "Playing Favorites" with Money?

You know how it goes – maybe your sister-in-law got a hefty down payment for her house while you and your partner got a toaster for your wedding. Or perhaps your brother-in-law's kids are getting full college funds while yours aren't. This kind of unequal financial treatment is what we're talking about, and yes, it can really sting.

How to Tell If It's Actually Happening

Before you start feeling too bad about that toaster, here are some clear signs to watch for:

  1. The Not-So-Equal Gifts: One sibling consistently gets bigger financial help while others get the short end of the stick.
  2. The Bank of Mom and Dad: Some family members seem to have an unlimited credit line with the in-laws while others never get offered help.
  3. The Secret Money Club: Financial decisions are made behind closed doors, and you only hear about them after the fact.
  4. The Pattern: It's not just a one-time thing – you keep seeing the same favoritism play out over and over.

Okay, So What Can You Do About It?

Nobody wants to start World War III at Thanksgiving dinner, so here are some smart ways to handle this:

1. Talk It Out (Without the Drama)

Start with an honest conversation with your in-laws. Keep it cool – no pointing fingers or getting defensive. Try something like, "I've noticed something that's been bothering me, and I'd love to talk about it." It's amazing what a calm conversation can accomplish.

2. Draw Some Lines in the Sand

Sometimes you need to set clear boundaries about money matters. It's not being mean; it's being smart. Figure out what you're comfortable with and stick to it.

3. Get Your Partner in the Game

Don't go it alone! Your partner should be your teammate here. Talk to them first and let them help navigate their family's dynamics. After all, they've had years of practice!

4. Look for the Good Stuff

Sure, it's frustrating when things aren't fair, but try to notice the good things your in-laws do too. Maybe they're great babysitters or they always remember your birthday. Finding the positive can help balance out the money stress.

5. Bring in a Referee

If things are getting really tense, consider getting some professional help. A family therapist or mediator can help everyone talk things through without the conversation turning into a reality TV show episode.

6. Get Real About Money Styles

Sometimes what looks like favoritism is just different approaches to money. Maybe your in-laws grew up thinking boys need more financial help than girls, or they help the kids they think are "worse with money" more. Understanding where they're coming from can help, even if you don't agree with it.

7. Know When to Let It Go

Here's the truth: you can't control what your in-laws do with their money. Sometimes the best thing you can do is focus on your own family and financial goals.

Preventing Future Money Drama

Want to avoid these headaches in the future? Try these ideas:

1. Family Money Meetings

Get everyone together regularly to talk about financial stuff. It's harder to play favorites when everything's out in the open.

2. Make a Family Plan

Work together to create some guidelines about family financial support. When everyone knows what to expect, there's less room for hurt feelings.

3. Keep the Conversation Going

Make it normal to talk about money in your family. The more you talk about it, the less awkward and emotional it becomes.

4. Focus on the Fun Stuff

Instead of counting dollars and cents, try focusing on celebrating each other's wins – no matter how big or small.

Wrapping It Up

Look, dealing with in-laws and money isn't anyone's idea of a good time. But with some patience, clear communication, and healthy boundaries, you can handle it. Remember, at the end of the day, family relationships are about more than money.

The goal isn't to make everything perfectly equal – that's probably never going to happen. Instead, focus on creating understanding and keeping the peace while still standing up for yourself when needed. With the right approach, you can navigate these tricky waters and maybe even come out with stronger family bonds in the process.